Business Path · LA · AUDIT_ASSESSMENT
Agent-spend governance assessment (manual service)
Opportunity: Cross-rail agent-spend policy / receipt layer · Pays: CFO
The opportunity
Finance cannot attribute or control agent spend across rails (tokens, cards, MPP/x402).
Target customer: mid-market companies deploying agents · Why now: agent token spend 13x since Jan 2025; ~$1M avg AI contract; no cross-rail policy layer
Business model
Commercial: one-off assessment + report · Revenue: project fee · Pricing: per-assessment ($3k-$15k) · Automation: SEMI_AUTOMATED
Minimum launch version
manual service — software is not required first.
Step-by-step: {"day_1": "buyer interviews", "days_2_3": "build MVP deliverable", "days_4_7": "land first pilot", "week_2": "first paid engagement", "weeks_3_4": "standardize", "month_2": "3+ customers", "month_3": "automate"}
Financial scenarios (illustrative)
Financial scenarios and full pathway economics are in the report. Public pages keep the pathway framing, not the numbers. Read the report — free during Open Access.
Risks / Substitutes / Falsifiers
Main risks: Ramp absorbs, budget small
Substitutes: Ramp Agent Cards, Stripe agent wallets, SpendOS/Agentspay
Falsifiers: finance says 'Ramp covers this', no separate budget
Moat / asset flywheel
cross-rail agent transaction + policy decision history — each audited agent deployment adds policy + receipt corpus