Business Path · LB · HYBRID_SOFTWARE_SERVICE

Agent-spend control-plane audit + policy-as-code package

Opportunity: Cross-rail agent-spend policy / receipt layer · Pays: CFO

The opportunity

same; recurring control maintenance

Target customer: mid-market + enterprise · Why now: control plane needs policy-as-code + cross-rail receipts

Business model

Commercial: productized service (setup + recurring) · Revenue: setup + MRR · Pricing: $10k setup + $500-2k/mo · Automation: SEMI_AUTOMATED

Minimum launch version

productized service — software is not required first.

Step-by-step: {"day_1": "buyer interviews", "days_2_3": "build MVP deliverable", "days_4_7": "land first pilot", "week_2": "first paid engagement", "weeks_3_4": "standardize", "month_2": "3+ customers", "month_3": "automate"}

Financial scenarios (illustrative)

Financial scenarios and full pathway economics are in the report. Public pages keep the pathway framing, not the numbers. Read the report — free during Open Access.

Risks / Substitutes / Falsifiers

Main risks: incumbent absorption

Substitutes: Ramp, Stripe, SpendOS

Falsifiers: no standalone budget, Ramp ships equivalent

Moat / asset flywheel

cross-rail agent transaction + policy decision history — each audited agent deployment adds policy + receipt corpus

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